As a real estate agent and resident of Panama City, I’ve had the privilege of helping many military families find their perfect homes here. Working closely with families relocating due to military service, I’ve come to appreciate just how much Panama City offers. From its welcoming community to its

If you're a veteran, active-duty service member, or eligible military spouse, the VA loan program offers unique opportunities to achieve homeownership. This blog highlights the top benefits of using a VA loan, making it easier to understand why it’s one of the best tools for military families to bu

Buying a home is a huge investment, both financially and emotionally. As a buyer, you want to make sure that you are making the right decision and that the property you are purchasing is worth the money you are spending. This is where a home inspection comes in. Always, always, always get a home ins

Being in a multiple offer situation as a buyer can be both exciting and challenging. It means there are other buyers interested in the same property, which can create competition and increase the likelihood of the property selling at or above its asking price. To navigate this situation successfully

When it comes to buying a home, one of the biggest decisions you'll make is whether to go for a new construction or an existing one. Both options have their advantages and disadvantages, so it's important to weigh them carefully before making your final decision. First, lets talk about different kin

In Florida, a homestead exemption is a legal provision that can provide certain property tax benefits to homeowners on their primary residence. The homestead exemption is intended to reduce the property tax burden for Florida residents and encourage homeownership. Here are some key points about the

Purchasing a dream home is often considered a significant milestone in one's life. However, for first-time homebuyers, taking a step back and considering alternative options might prove to be a more financially gainful choice. In this blog post, we will explore why it can be advantageous for first-t

It seems contradictory - a real estate agent telling somone it is not the right time to purchase a home. My job is not to convince someone to buy or sell a home. My job is to ask questions and learn about their specific situation and help them decide if now is the right time to buy or sell a home. T

Guide to Negotiating Tips When Buying or Selling a Home Your real estate agent should be your go-to source for navigating the negotiating process when you are buying or selling a home, however it is always a good idea to have some knowledge to be able to advocate for yourself. Negotiating the purcha

Military members!  On top of your monthly pay you get Basic Allowance for Housing (BAH). The amount of BAH you receive is dependent on your duty station, your pay grade, and whether you have dependents or not. To calculate your BAH, visit this link:  DOD BAH Rate Lookup Housing options for military

Real estate transactions can be complicated, and negotiating a fair deal can be challenging. However, earnest money can be a powerful tool that can help you to successfully negotiate the best deal for your real estate transaction. In this blog post, I'll explain what earnest mone

A Homeowners' Association (HOA) is an organization that is typically created by a real estate developer to manage and maintain a community of homes, townhouses, or condominiums. Once a developer has sold enough properties in a community, the HOA is turned over to the homeowners themselves. Homeowner

Choosing the right location for a home is one of the most critical decisions that a homebuyer can make. Location can impact not only the home's value but also the buyer's lifestyle and daily routine. Here is a guide for a homebuyer on how to choose the right location: Determine your priorities: Be

VA loans are home loans guaranteed by the Department of Veterans Affairs, which is available to active-duty service members, veterans, and some surviving spouses. To be eligible for a VA loan, you must meet certain requirements, such as serving at least 90 days of active duty during wartime or 181 d

When my husand and I were shopping for our first home, we worked with our real estate agent to make a list of "needs" and "wants" in a home. For example, we knew that we needed a specific location, at least 3 bedrooms, a 2 car garage, and a large fenced in backyard for our dogs. We wanted at least 1

Earnest money, also known as a "good faith deposit," is a sum of money provided by a buyer to a seller at the beginning of a transaction to demonstrate the buyer's intention to complete the purchase. A real estate contract cannot be valid without some form of consideration, such as an earnest money

Choosing the right real estate agent is an important decision that can make a big difference in your buying or selling experience. Here are some steps you can take to help you choose the right real estate agent for you: Research and Referrals: Ask friends, family members, or colleagues who h

Looking at houses can be a fun experience, but it can also be disheartening to look at house after house and not see anything that meets your needs. It is important to work closely with your real estate agent to narrow down your wants and needs to only look at houses that would fill your needs. If t

When it comes to buying or selling a home, it's important to have a clear understanding of your timeline goals. Whether you're a buyer or a seller, knowing when you need to close on a property or move into a new home can help you work backwards to determine when you should list your home or start sh

Do you need a home warranty? Here is some helpful information to help you decide. My husband and I have purchased 3 homes, and each time we requested the seller to pay for a 1 year home warranty for us. On our first home we were lucky in that we never had to utilize it, but on our second home our he